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AACUC Announces African American Credit Union Hall of Fame Honorees

AACUC Announces African American Credit Union Hall of Fame Honorees

SNELLVILLE, GA – The African-American Credit Union Coalition (AACUC) will induct seven credit union leaders into its African American Credit Union Hall of Fame during its Hall of Fame Induction Ceremony during the Credit Union National Association’s Governmental Affairs Conference in Washington, D.C. on February 28, 2023. The 2023 honorees are:

  • Tim Anderson, President/CEO, United States Senate Federal Credit Union

  • Carla Decker, Chief Operating Officer, IDB Global Federal Credit Union

  • Melinda Edmunds, President/CEO, Patent and Trademark Office Federal Credit Union

  • Todd Harper, Chairman, National Credit Union Administration

  • Lois Kitsch, Co-Founder, CU Difference

  • George Ombado, Executive Director, ACCOSCA

  • Michael Ray, Vice President of Business Development, PAHO/WHO FCU

Timothy L. Anderson has a long history with the United States Senate Federal Credit Union (USSFCU), serving as the EVP and Chief Retail Officer prior to assuming the role of President and CEO in 2019. He served on the USSFCU Board of Directors for over fifteen years in various capacities, including as Chairman of the Board. He began his career with USSFCU as the Branch Manager of the flagship Hart Senate location. Tim possesses over 30 years of senior executive and management experience at large banks and credit unions. He was the CEO GPO FCU, a local credit union in Washington, DC; a position he held for eight years prior to becoming EVP at USSFCU. Other positions include VP and COO at American Spirit Federal Credit Union; VP and COO at the Treasury Department Federal Credit Union; VP of Operations at Equitable and Independence Banks; and Assistant VP and Financial Center Manager at BB&T and M&T banks in the Washington, DC area.

Carla Decker is Chief Operating Officer of IDB Global Federal Credit Union, since November 2021. For the previous two decades, Carla served as President & Chief Executive Officer of DC Federal Credit Union. Under her leadership, the $80 million DC Credit Union expanded its service area and refocused its mission to become a national leader in financial inclusion and community development. Carla’s immigrant experience informed and energized DC Credit Union’s initiatives to address and advocate for the financial well-being of the local Hispanic community. For that work, Carla was named one of the 100 Most Influential People to the Hispanic Community by “El Tiempo Latino.”

Melinda Edmunds is President/CEO of the Patent and Trademark Office Federal Credit Union headquartered in Alexandria, Virginia. With more than 30 years of credit union experience, her dedication, volunteerism, and leadership in the credit union movement continues to progress. She was a previous board member of AACUC for ten years and led the Membership Committee for several years. She is currently a Certified Credit Union Financial Counselor. Edmunds earned a bachelor’s degree in Psychology from North Carolina Agricultural and Technical State University.

Todd M. Harper was nominated to serve on the NCUA Board on February 6, 2019. The U.S. Senate confirmed him on March 14, 2019, and he was sworn in as a member of the NCUA Board on April 8, 2019. President Joseph R. Biden, Jr., designated him as the NCUA’s twelfth Chairman on January 20, 2021. As NCUA Board Chairman, Mr. Harper serves as a voting member of the Financial Stability Oversight Council and represents the NCUA on the Federal Financial Institutions Examination Council and the Financial and Banking Information Infrastructure Committee. Prior to joining the NCUA Board, Mr. Harper served as director of the agency’s Office of Public and Congressional Affairs and chief policy advisor to former Chairmen Debbie Matz and Rick Metsger. He is the first member of the NCUA’s staff to become an NCUA Board Member and Chairman. Mr. Harper holds an undergraduate degree in business analysis from Indiana University’s Kelley School of Business and a graduate degree in public policy from Harvard University’s Kennedy School of Government.

Lois Kitsch is Co-Founder of Cudifference and has 40 plus years of credit union leadership, she inspires credit union leaders to live the values of the credit union movement to best optimize our cooperative structure to create and enhance business opportunities. For many years she served as the national program director of the National Credit Union Foundation’s Development Education program. Lois has worked with credit union leaders from six continents and more than 40 countries to help their movement leaders maximize the relationship between the credit union and its members. Lois has received many national and international awards including the Herb Wegner Award for Individual Achievement and Best Project, the Athena Award from the World Council of Credit Unions, the Life-Time Service award from both the Credit Union Development Education Program and the CUTE Foundation (Mindanao, Philippines), and the distinguished service award for ACCOSCA (continental trade association for Africa). Recently, Lois was added to the Women’s Hall of Fame for the American Credit Union Museum.

George Ombado is Development Economist with a keen interest on strategic management and discourse that shapes the developing countries to attain financial inclusion and access He holds B.Com (Hons), M.A (Economics of Development from Erasmus University in the Netherlands) and Msc in Management from Strathclyde Business School, UK. He has 17 years of experience supporting financial inclusion and access initiatives. He currently serves as the Executive Director of the African Confederation of Co-operative Saving and Credit Association (ACCOSCA), an institution that supports the development of co-operative financial institutions in Africa. In this role, he has spearheaded strategic planning for a number of financial co-operatives in Africa. George serves as a Board Member of the Africa Co-operative Development Foundation (ACDF) and The CADASTA Foundation. He is also the Current Director of Africa Development Educators Program and holds an I–CUDE designation. He is a part of the Executive team providing leadership on a Project funded by IFAD in Tanzania, Malawi, and Ethiopia known as “Improving Rural Financial Inclusion through Financial Co-operatives” in partnership with the Co-operative Development Foundation of Canada and the Irish League of Credit Unions Foundation. George has contributed to numerous financial publications, including in the International Co-operative Alliance Book: “The Capital Conundrum for Co-operatives” which was published and disseminated on October 2015.

Michael Ray is currently the Vice President of Business Development at PAHO/WHO Federal Credit Union in Washington DC. For nearly six years, Michael was President and CEO of Georgetown Federal Credit Union until it merged with PAHO/WHO FCU in July 2021. Prior to joining Georgetown and later PAHO/WHO FCU, Michael worked for 26 years for Congressional FCU, the credit union that serves the Members of Congress and staff of the House of Representatives. Michael is an International DE and has devoted efforts in working with credit unions throughout Africa for the last six years. He is a repeat speaker and trainer at conferences for ACCOSCA in Nairobi Kenya. Michael has also worked with credit union throughout Russia, on behalf of ACDI-VOCA between 2004 -2008 and has been associated with AACUC since 2001. Michael is a graduate from the University of Maryland and holds a master’s degree in counseling and psychology from Bowie State. 

Special Thanks to our 2023 Title Partner: 


About the African-American Credit About the African American Credit Union Hall of Fame History

On October 16, 2008, the AACUC unveiled an exhibit featuring African Americans in the credit union movement the first 100 years at the America’s Credit Union Museum in Manchester, N.H.  Continuing with that effort, the Funding Development Committee, led by  Helen Godfrey Smith, created the African American Credit Union Hall of Fame.  This virtual hall of fame was created to accomplish two goals: One, to honor and recognize African Americans who have and are contributing to the credit union movement--many who are unsung heroes and trailblazers.  To be inducted you must have accomplished or achieved the following:  1) provided in excess of 10 years of service in the credit union industry; 2) worked to provide financial services for people in general; and 3) identify at least four significant accomplishments, which benefited African-Americans’ and the colored majority access to financial capital.

About the African-American Credit Union Coalition

The African-American Credit Union Coalition (AACUC) was created to increase the strength of the global credit union community. We are a 501c3 non-profit organization of professionals and volunteers in the credit union industry. Over the years, AACUC has grown and is ever changing to meet the needs of the dynamic credit union community which it serves. AACUC has adopted the 8th Cooperative Principle and encourages all credit union and affiliated organizations to adopt it as well.  AACUC has also created the Commitment to Change: Credit Unions Unite Against Racism Initiative and it has gained great momentum within the credit union industry. For more information, visit: or follow us on social media at:,, or 

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